What To Do If You Are Hit By A Car And Don’t Have Car Insurance
Last updated on June 23, 2026
If you were injured as a pedestrian, cyclist or passenger and you lack auto insurance, you may be worried that no one will pay for your medical care. However, being uninsured does not always mean you are out of options. Consulting with an attorney early can help you understand whether the Michigan Assigned Claims Plan or another source of coverage may apply.
At Bahrie Law, PLLC, we help injured people understand where coverage may come from and what steps must be taken next. With Michigan roots dating back to 1979 and 45-plus years handling complex auto priorities in Lansing and Livonia, Michigan, including Ingham and Wayne counties, we know how quickly medical bills can pile up and how important it is to act before paperwork problems affect your claim.
The Michigan Assigned Claims Plan May Help After A Crash
If you were hit by a car and have no household auto insurance, the Michigan Assigned Claims Plan can serve as a safety net. It is meant for injured people who do not have access to applicable no-fault coverage.
The goal is to assign your claim to an insurance company so that eligible medical expenses can be reviewed and handled through the no-fault system. However, this process is not automatic. You must complete a detailed MACP claim form and provide the information needed to show that no other insurance coverage is available.
Working with a pedestrian accident lawyer in Lansing can help you avoid preventable issues while you focus on treatment and recovery.
You May Still Have A Claim Against The Driver
Getting help through MACP does not mean the negligent driver gets a free pass. If you were hit by a car with no insurance in Michigan and suffered serious injuries, you may still have the right to bring a third-party claim for pain and suffering, excess damages and other personal injury compensation.
Our team can review the accident facts, identify available coverage and handle the state application bureaucracy.
Get Help With Your MACP Rights After A Michigan Crash
Are you an uninsured passenger, pedestrian or cyclist recovering from a collision in Lansing or Livonia? Do not let bills pile up. Contact Bahrie Law, PLLC, through 888-473-1289 or fill out the contact form today for a free evaluation of your MACP rights.