Are You Being Sent To An IME By Your Insurance Company?
Last updated on June 23, 2026
If you were hurt in a crash and your no-fault insurance company scheduled you for an exam, it may sound routine. However, an independent medical examination in Michigan, requested by an insurance carrier, is not always as independent as it sounds. Therefore, working with an attorney before the exam can help you understand what is at stake, prepare for difficult questions and avoid mistakes that may affect your benefits.
At Bahrie Law, PLLC, we have over 45 years of experience fighting Michigan auto insurance carriers on behalf of injured people across Michigan from our offices in Lansing and Livonia. We help our clients prepare for what may happen before, during and after the exam.
Why A Michigan No-Fault IME Doctor Can Affect Your Benefits
A Michigan no-fault IME doctor may ask about your symptoms, medical history, daily limitations and recovery. The exam may be brief, but the written report can carry serious consequences. If the doctor claims you no longer need care or can return to work, your insurer may use that report to create an immediate IME insurance cutoff.
That cutoff can affect payment for medical bills, wage loss and other no-fault benefits you may need while recovering. Before the exam, our team can help you review your medical history, understand the purpose of the appointment and avoid statements that may be taken out of context.
Helpful auto insurance IME tips include:
- Being honest
- Staying consistent
- Avoiding exaggeration
- Explaining pain or limitations clearly
Our personal injury lawyer can help you approach the appointment with caution and protect the record before the insurer makes a decision.
How Bahrie Law, PLLC, Helps Before And After The IME
After an IME, the insurance company may keep paying benefits, request more information or suddenly stop payments. If your benefits are cut off, we can review the report, compare it against your treating doctors’ records and determine whether a first-party lawsuit may be needed.
An auto accident attorney from our team can also help identify whether the insurer relied on incomplete information, ignored your medical evidence or acted unfairly after the exam.
Protect Your No-Fault Benefits Before The Exam
Have you received an IME appointment letter in Michigan? Do not walk into that examination room unprotected. Contact Bahrie Law, PLLC, via 888-473-1289 today or fill out the contact form for a free consultation on how to safeguard your no-fault benefits.